The holidays aren’t only the most wonderful time of the year—they’re the most expensive. But you can maximize holiday joy and minimize the financial burden by saving for holiday shopping all year long with a Standing Stone National Bank Christmas Club account.

New Christmas Club accounts are available every November. You make minimum monthly contributions all year, and Standing Stone pays you a competitive interest rate on your account balance. Then we cut you a check for the full value of your account the following October, just in time to hit the holiday sales!

View our current rates. Or visit us today to see how Standing Stone can help you make this Christmas your most special holiday yet.