|
CERTIFICATES OF DEPOSIT ($500.00 Minimum) |
|
ANNUAL PERCENTAGE YIELD |
| TERM |
RATE |
MONTHLY |
QUARTERLY |
|
7 Days (Interest paid at maturity) |
0.05 |
N/A |
N/A |
| 30 Days (Interest paid at maturity) |
0.05 |
0.05 |
0.05 |
| 91 Days* |
0.10 |
0.10 |
0.10 |
| 182 Days* |
0.20 |
0.20 |
0.20 |
| 1 Year* |
0.30 |
0.30 |
0.30 |
| 18 Months* |
0.45 |
0.45 |
0.45 |
| 2 Years* |
0.60
|
0.60
|
0.60
|
| 3 Year* |
0.75 |
0.75 |
0.75 |
|
*For deposits of less than $5,000.00, interest is paid quarterly. For deposits of $5,000.00 or more, interest is paid monthly. A penalty may be assessed for early withdrawal. |
|
INDIVIDUAL RETIREMENT ACCOUNTS ($100.00 Minimum) |
|
|
|
| 12 Month Fixed |
0.30
|
N/A |
0.30 |
|
24 Month Variable |
0.33 |
N/A |
0.33 |
|
(For the following accounts, fees may apply and, if so, may reduce the earnings on the account.)
MONEY MARKET ACCOUNTS |
|
|
|
| Personal MMA Tiered** |
0.10 - 0.40 |
0.10 - 0.40 |
|
| Non-Personal MMA Tiered** |
0.10 - 0.40 |
0.10 - 0.40 |
|
|
NOW ACCOUNTS
Personal NOW |
0.05 |
0.05 |
|
|
Non-Personal NOW |
0.05 |
0.05 |
|
|
Golden Plus |
0.10 |
0.10 |
|
|
SAVINGS ACCOUNT
and
CHRISTMAS CLUBS |
0.05
|
0.05
|
|
|
**MMA Tiers |
|
|
|
| $1,000 - 4,999 |
0.10 |
0.10 |
|
| $5,000 - 24,999 |
0.15 |
0.15 |
|
| $25,000 - 49,999 |
0.20 |
0.20 |
|
| $50,000 - 74,999 |
0.30 |
0.30 |
|
| $75,000+ |
0.40 |
0.40 |
|
|
Rates are subject to change at any time without prior notice.
Member FDIC
Please see an account representative for full details.
Rates Effective February 7, 2012 |