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About Us

Proud to be your community bank for over 25 years.


At a time when mergers and acquisitions were the trend among our local financial institutions, one experienced banker felt the need for a new kind of bank in Lancaster — a local bank committed to giving the community the personal attention it deserved.

In 1987, that banker, Frank D. Dillard, got together with other local business people who also felt something important had been lost with the consolidation of the industry. And the idea of Standing Stone National Bank was born.

Standing Stone National Bank is the first bank in Lancaster since the 1800s to offer its common stock to the public.

The bank began its operations as of May 12, 1989, with approximately 300 shareholders and 10 bank directors.

Today, with two convenient locations, Standing Stone is still locally owned and operated. The bank plays a vital role in the thriving Lancaster and Fairfield County community through both its personal banking and business banking products, as well as its support of community initiatives.

For over 25 years, Standing Stone National Bank, its shareholders, directors, officers, and employees continue to uphold the highest standards of business ethics. And the bank remains committed to delivering personal, service-oriented banking and products that are tailored to meet the needs of the people and businesses in the Lancaster and Fairfield County area.